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June 14, 2026

Definition

Face Value vs Market Value

Face value is the nominal accounting value of a share fixed by the company, while market value is its current trading price set by demand and supply.

Face value (par value), commonly ₹1, ₹2, ₹5, or ₹10 in India, is the base value on which dividends and corporate actions like splits and bonuses are reckoned. It rarely changes (except in a split) and has little to do with the share's worth.

Market value is what the stock actually trades at on the NSE/BSE, driven by earnings, growth, and sentiment, and can be many times the face value. Confusing the two is a common beginner error; a low face value does not make a stock 'cheap'.

Related terms

  • Face ValueFace value (par value) is the nominal value of a share as stated by the company, often ₹1, ₹2 or ₹10.
  • Book ValueBook value is a company's net worth on its balance sheet, total assets minus total liabilities, representing what shareholders own on paper.
  • Bonus vs Split (Difference)A bonus issue gives free extra shares from reserves, while a stock split divides existing shares into more shares with a lower face value, neither changes total value.

Plain-English explainer from The Dispatch Investors Encyclopedia. General information, not financial advice.