⚠ BETA — all market data shown (deals, filings, prices, indices) is demo / illustrative, not live trading data. For evaluation only; verify before acting.
June 14, 2026
The Dispatch

Definition

Gross Loan Portfolio (GLP)

Gross Loan Portfolio is the total outstanding principal of all loans of a microfinance lender or NBFC, a standard measure of its lending scale.

GLP is widely used to size microfinance lenders and small NBFCs, capturing the full principal owed by borrowers regardless of which entity holds it after assignment or securitisation. It is the sector's headline growth metric.

For an MFI, GLP growth shows reach and momentum, but it must be read with portfolio-at-risk and credit cost to judge quality. Industry bodies like MFIN report aggregate GLP to track the health and concentration of the Indian microfinance sector.

Related terms

  • Credit CostCredit cost is the provisioning a bank or NBFC books for bad and doubtful loans during a period, usually expressed as a percentage of average advances.
  • Microfinance Institution (MFI)A Microfinance Institution provides small, collateral-free loans to low-income borrowers, typically women in groups, for income-generating activities.
  • Portfolio at Risk (PAR)Portfolio at Risk is the share of a microfinance or NBFC loan book that is overdue beyond a set number of days, a key asset-quality metric.

Plain-English explainer from The Dispatch Investors Encyclopedia. General information, not financial advice.