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June 14, 2026

Definition

Trip Cancellation Cover

Trip cancellation cover reimburses non-refundable travel costs if a trip is cancelled or cut short for covered reasons.

A component of travel insurance, this benefit pays back prepaid, non-refundable expenses such as flights and hotel bookings if the traveller must cancel or curtail the trip due to covered events like illness, injury, a death in the family or certain emergencies.

Covered reasons and exclusions are defined precisely; cancelling for a reason not listed, or due to a known event, is not payable. For expensive international trips with large prepaid costs, cancellation cover protects against losing the entire outlay if plans collapse for a valid reason.

Related terms

  • Travel InsuranceTravel insurance covers financial risks during a trip, including medical emergencies, trip cancellation, lost baggage and flight delays.
  • ExclusionAn exclusion is a specified condition, event or circumstance that an insurance policy does not cover.
  • Emergency Medical EvacuationEmergency medical evacuation cover pays to transport a traveller to the nearest suitable medical facility or back home when local treatment is inadequate.

Plain-English explainer from The Dispatch Investors Encyclopedia. General information, not financial advice.